player to player collateral loan
21 days ago
RAIZO
-49 Total Respect
RAIZO
-49 Respect
21 days ago
Isn't it ?
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Responses
21 days ago
DELUXE
-70 Total Respect
DELUXE
-70 Respect
21 days ago
Great idea to keep our stuff and fulfill out cash requirement for time being, what if collat item's rate is manipulated?
Done
21 days ago
RAIZO
-49 Total Respect
RAIZO
-49 Respect
21 days ago
the collateral rate would be decided only when both players are agreed so it won't be manipulated
21 days ago
RAIZO
-49 Total Respect
RAIZO
-49 Respect
21 days ago
Great idea to keep our stuff and fulfill out cash requirement for time being, what if collat item's rate is manipulated?
XXXXXXXXXXXXXX - 14/09/2026, 11:40:46
the collateral rate would be decided only when both players are agreed so it won't be manipulated
21 days ago
BULAN
10 Total Respect
BULAN
10 Respect
21 days ago
Great idea to keep our stuff and fulfill out cash requirement for time being, what if collat item's rate is manipulated?
XXXXXXXXXXXXXX - 14/09/2026, 11:40:46the collateral rate would be decided only when both players are agreed so it won't be manipulated
RAIZO - 14/09/2026, 11:44:44
Easily abused. I could make another account. Loan a baseball bat and price it at 100m and boom free moneys
21 days ago
RAIZO
-49 Total Respect
RAIZO
-49 Respect
21 days ago
Great idea to keep our stuff and fulfill out cash requirement for time being, what if collat item's rate is manipulated?
XXXXXXXXXXXXXX - 14/09/2026, 11:40:46the collateral rate would be decided only when both players are agreed so it won't be manipulated
RAIZO - 14/09/2026, 11:44:44Easily abused. I could make another account. Loan a baseball bat and price it at 100m and boom free moneys
BULAN - 14/09/2026, 13:06:23
i want loan from you . you agreed to give me loan but you asked me to put collateral. i agreed to put collateral 1 sp . now we both have to decide the price of it if both are agreed we can put the price of sp 20m too but if one's not agree you both can negotiate.
19 days ago
BIZZKIT
278 Total Respect
BIZZKIT
278 Respect
19 days ago
Great idea to keep our stuff and fulfill out cash requirement for time being, what if collat item's rate is manipulated?
XXXXXXXXXXXXXX - 14/09/2026, 11:40:46the collateral rate would be decided only when both players are agreed so it won't be manipulated
RAIZO - 14/09/2026, 11:44:44Easily abused. I could make another account. Loan a baseball bat and price it at 100m and boom free moneys
BULAN - 14/09/2026, 13:06:23
First rule in the page - One account per person. This method of manipulating would likely end in a ban.
And if you're offering a baseball bat as collateral, it better be for a 20 quid loan. Aint no one offering millions for that.
Last Edited 16/09/2026, 22:58:36
Introduce a Player-to-Player Collateral Loan System that allows players to borrow money from other players by placing valuable items or packages as collateral.
For example:
«Borrower: Player A
Loan: $70,000,000
Collateral: $100,000,000 Supporter Package
Lender: Player B»
The collateral would be locked by the system until the loan is repaid.
How It Works
1. Borrower creates a loan request
- Amount requested
- Interest rate
- Repayment deadline
- Collateral offered
2. Lender accepts the loan
- The collateral is automatically locked.
- The lender sends the agreed amount to the borrower.
3. Repayment
- The borrower repays the principal + agreed interest before the deadline.
- The collateral is automatically returned.
4. Default
- If the borrower fails to repay by the deadline, the collateral is transferred to the lender.
- This protects the lender from losing the money.
Example
A player needs $70M but does not want to sell their $100M Supporter Package.
They can use the package as collateral and borrow $70M from another player.
If they repay the loan on time, they get their Supporter Package back.
If they do not repay, the lender receives the Supporter Package.
Why Add This?
- Creates a new player-to-player financial system.
- Allows players to access cash without permanently selling valuable assets.
- Gives wealthy players another way to use their money.
- Creates more interaction and trading between players.
- Reduces the risk of private lending scams because the game handles the collateral automatically.
The system could also include maximum loan-to-value ratios, minimum/maximum loan durations, and automatic interest calculations to prevent abuse.